Gespeichert in:
| Titel: | Access to Credit and Bank Ownership Evidence from Firm-Level Data |
|---|---|
| Von: |
Mario Di Filippo
|
| Person: |
Di Filippo, Mario
Verfasser aut Panizza, Ugo Sonstige |
| Hauptverfasser: | |
| Format: | Elektronisch E-Book |
| Sprache: | Englisch |
| Veröffentlicht: |
Washington, D.C
The World Bank
2023
|
| Schlagwörter: | |
| Medienzugang: | https://doi.org/10.1596/1813-9450-10384 |
| Abstract: | This paper uses a unique dataset with matched information at the firm-bank level covering 13,000 firms and 550 banks in 36 emerging and developing economies over 2012-20. The analysis tests whether government-owned banks fulfill their social mandate by targeting credit constrained firms or firms that are more likely to generate positive externalities. The findings show that credit constrained firms are more likely to borrow from government-owned banks, and that this is especially the case in countries with good institutions. However, the paper does not find any evidence that government-owned banks target innovative firms or "green" firms. The findings show that in firms that borrow from government-owned banks, employment reacts less to business cycle conditions relative to firms that borrow from private banks. The paper further shows that employment is more stable in credit constrained firms that have a relationship with a government-owned banks with respect to credit constrained firms that borrow from a private bank |
| Umfang: | 1 Online-Ressource (45 Seiten) |
| DOI: | 10.1596/1813-9450-10384 |
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| 520 | 3 | |a This paper uses a unique dataset with matched information at the firm-bank level covering 13,000 firms and 550 banks in 36 emerging and developing economies over 2012-20. The analysis tests whether government-owned banks fulfill their social mandate by targeting credit constrained firms or firms that are more likely to generate positive externalities. The findings show that credit constrained firms are more likely to borrow from government-owned banks, and that this is especially the case in countries with good institutions. However, the paper does not find any evidence that government-owned banks target innovative firms or "green" firms. The findings show that in firms that borrow from government-owned banks, employment reacts less to business cycle conditions relative to firms that borrow from private banks. The paper further shows that employment is more stable in credit constrained firms that have a relationship with a government-owned banks with respect to credit constrained firms that borrow from a private bank | |
| 650 | 4 | |a Access To Credit | |
| 650 | 4 | |a Banking | |
| 650 | 4 | |a Credit Constraints | |
| 650 | 4 | |a Finance and Financial Sector Development | |
| 650 | 4 | |a Lending Policy | |
| 650 | 4 | |a Small and Medium Enterprises (SME) | |
| 650 | 4 | |a State-Owned Banks | |
| 650 | 4 | |a Targetted Lending | |
| 700 | 1 | |a Panizza, Ugo |e Sonstige |4 oth | |
| 776 | 0 | 8 | |i Erscheint auch als |n Druck-Ausgabe |a Di Filippo, Mario |t Access to Credit and Bank Ownership: Evidence from Firm-Level Data |d Washington, D.C. : The World Bank, 2023 |
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Datensatz im Suchindex
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| illustrated | Not Illustrated |
| indexdate | 2024-12-20T20:00:12Z |
| institution | BVB |
| language | English |
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| spellingShingle | Di Filippo, Mario Access to Credit and Bank Ownership Evidence from Firm-Level Data Access To Credit Banking Credit Constraints Finance and Financial Sector Development Lending Policy Small and Medium Enterprises (SME) State-Owned Banks Targetted Lending |
| title | Access to Credit and Bank Ownership Evidence from Firm-Level Data |
| title_auth | Access to Credit and Bank Ownership Evidence from Firm-Level Data |
| title_exact_search | Access to Credit and Bank Ownership Evidence from Firm-Level Data |
| title_full | Access to Credit and Bank Ownership Evidence from Firm-Level Data Mario Di Filippo |
| title_fullStr | Access to Credit and Bank Ownership Evidence from Firm-Level Data Mario Di Filippo |
| title_full_unstemmed | Access to Credit and Bank Ownership Evidence from Firm-Level Data Mario Di Filippo |
| title_short | Access to Credit and Bank Ownership |
| title_sort | access to credit and bank ownership evidence from firm level data |
| title_sub | Evidence from Firm-Level Data |
| topic | Access To Credit Banking Credit Constraints Finance and Financial Sector Development Lending Policy Small and Medium Enterprises (SME) State-Owned Banks Targetted Lending |
| topic_facet | Access To Credit Banking Credit Constraints Finance and Financial Sector Development Lending Policy Small and Medium Enterprises (SME) State-Owned Banks Targetted Lending |
| url | https://doi.org/10.1596/1813-9450-10384 |
| work_keys_str_mv | AT difilippomario accesstocreditandbankownershipevidencefromfirmleveldata AT panizzaugo accesstocreditandbankownershipevidencefromfirmleveldata |